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Investment & Wealth Planning

Plan Your Wealth. Calculate Your Future.

Use smart calculators to estimate investment returns, compare financial products, and build your long-term financial strategy — 100% client-side with instant results.

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Investment & Planning Calculators

Pick a tool — every calculator runs locally in your browser. No data leaves your device.

Investments

Stock Investment Return Calculator

Project portfolio value with monthly contributions and dividend reinvestment.

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ETF Investment Growth Calculator

Model ETF returns net of expense ratio and tax drag.

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Mutual Fund SIP Calculator

SIP + lump sum compounding at expected CAGR.

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Bank Savings & Fixed Deposit Calculator

APY, monthly compounding for savings & FD/CD accounts.

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Bond Investment Calculator (YTM)

Yield-to-maturity, coupon income, total return.

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Insurance

Term Life Insurance Needs Calculator

Recommended coverage from income, debts and goals.

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Whole Life Insurance Value Calculator

Cash value, death benefit and break-even projection.

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Universal Life Insurance Projection

Flexible premium UL cash accumulation projection.

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Wealth Planning

Compound Interest Calculator

Visualize growth from principal, contributions and interest.

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Inflation Impact Calculator

Purchasing-power erosion and real-return view.

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Financial Goal Planner

Required monthly savings for retirement, education, FIRE.

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Compare side-by-side

Run every calculator below — change inputs and watch the projections update instantly.

Stock Investment Return Calculator

Project portfolio value with monthly contributions, expected returns and optional dividend reinvestment (DRIP).

Final portfolio value
$452,965
Total contributed
$130,000
Total gains
$322,965
Dividend contribution (DRIP)
$109,187

ETF Investment Growth Calculator

Compare gross vs net (after expense ratio and tax drag) ETF growth with monthly investing.

Net expected value
$327,982
net annual rate 7.65%
Gross value (no fees)
$343,778
Fees + tax drag
$15,796
Total contributed
$130,000

Mutual Fund SIP Calculator

Project mutual fund maturity from a lump-sum + monthly SIP at an expected CAGR.

Maturity amount
$279,769
Total invested
$95,000
Wealth gained
$184,769

Bank Savings & Fixed Deposit Calculator

Monthly-compounded savings or FD/CD value. Shows APY vs nominal rate.

Final balance
$25,947
Interest earned
$3,947
Effective APY
4.59%
nominal 4.5%

Bond Investment Calculator (YTM)

Approximate yield-to-maturity, total coupon income and total return for a fixed-coupon bond.

Approx YTM
5.64%
annual yield to maturity
Annual coupon income
$50
Total coupons
$500
Total return at maturity
$550

Term Life Insurance Needs Calculator

DIME-style coverage estimate: income replacement + debts + education − existing assets.

Recommended coverage
$1,050,000
Income replacement
$800,000
Debts + education
$300,000
Offset by savings
− $50,000

Whole Life Insurance Value Calculator

Project cash value and break-even year for a whole-life policy at an assumed growth rate.

Projected cash value
$309,135
Total premiums paid
$180,000
Death benefit
$250,000
Break-even year
Year 8

Universal Life Insurance Projection

Project cash accumulation and sustainability of a universal-life policy with flexible premiums.

Projected cash accumulation
$186,651
Death benefit
$300,000
Sustainability
Sustainable

Compound Interest Calculator

See how principal, contributions and compounding interact over time.

Final balance
$271,649
Total contributed
$95,000
Interest earned
$176,649

Inflation Impact Calculator

Erosion of purchasing power and real (inflation-adjusted) returns over time.

Future purchasing power of today's $
$55,368
Nominal future value
$386,968
Real future value
$214,255
Real annual return
3.88%

Financial Goal Planner

Calculate the monthly savings needed to hit a target by a future date.

Required monthly savings
$753
Target
$1,000,000
Projected from current
$81,165
Gap to fund
$918,835

Financial education

Beginner-friendly answers to the most common questions about investing, insurance and wealth planning.